Vol. 8 Núm. 16 (2013)

Artículos

Crédito al consumo en Argentina durante periodos normales y de crisis económicas

Publicado 02-01-2013

  • Juliana E. Vega Lacorte
    • ,
  • Karen Watkins Fassler

Juliana E. Vega Lacorte
Posgrado y Centro de Investigación e Inteligencia Económica, Universidad Popular Autónoma del Estado Puebla

Karen Watkins Fassler
Posgrado y Centro de Investigación e Inteligencia Económica, Universidad Popular Autónoma del Estado Puebla

Resumen

Esta investigación indaga sobre la relación entre factores macroeconómicos y la decisión de las familias para financiar su consumo con deuda. Particularmente, se estudia la correspondencia entre el ingreso, la tasa de interés, el desempleo y la confianza de los consumidores con el endeudamiento de las familias. Se verifica también si las relaciones entre las variables macroeconómicas (particularmente el ingreso) y la deuda para consumo son coherentes con las teorías que se han escrito sobre el consumo. Como estudio de caso se toma Argentina, pues permite el análisis bajo distintos escenarios normales y de crisis económicas (1994-2011).

Palabras clave

Crédito al consumo, crisis económicas, Argentina

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